Thank You for supernatural wisdom so we can see how to walk out of this terrible situation. Help us to formulate a plan of recovery, a plan to get from where we are today to where we want to be tomorrow.
Lord, I come to You in this time of great need in the life of our family. Whatever the cause, we find ourselves in extreme financial need.

First of all, Father, I come against the spirit of fear, in the name of Jesus. I refuse to operate in fear, anxiety or worry concerning this situation. I know it is serious, and I do not approach it flippantly. But I know that if there is fear, anxiety or worry in my heart, it will cloud my judgment and appraisal of the situation. It will make it seem even worse than it really is. It will also block my ability to hear from You.

Father, I give this whole situation to You and ask for Your guidance and direction in rectifying it. If it came about because of any bad decisions I made or any wrong thoughts or actions I engaged in, I repent to You right now. I ask You for forgiveness. Help me to see my mistakes and faults and to do all in my power to overcome and correct them.

Lord, if this financial crisis is the result of my negligence or my irresponsible spending, I ask You to forgive me. Help me to be sensitive to Your voice so that I may hear from You as I seek Your counsel. I open my heart to You. Show me what to do so that such a crisis as this one never occurs again.

Concerning the current need, I ask You to help me and to give me favor with those to whom we owe money. I thank You for an increase in sales so that our income can grow, knowledge so we will know where to cut expenses, and insight so we will know how to budget the money that we do have.

Thank You for supernatural wisdom so we can see how to walk out of this terrible situation. Help us to formulate a plan of recovery, a plan to get from where we are today to where we want to be tomorrow. Help me to communicate that plan clearly and effectively to the ones who will be involved in it.

Lord, send me counselors, those who can help me with this task. Send me people with wisdom and insight concerning this situation, that they might help me perceive and discern Your perfect plan for recovery. Father, I give myself entirely to You.

Thank You that I hear Your voice accurately and distinctly as You reveal to me what to do and how to do it. I ask You to help me identify the reason why we got into this crisis in the first place and to erect safeguards so that it will never happen again.

Thank You for Your forgiveness, Your help, Your wisdom and Your instruction. Thank You that we are totally and completely out of this crisis. I receive it by faith and thank You that it is done, in Jesus' name. Amen.

Scripture References
2 Timothy 1:7 Acts 6:10
Philippians 4:6 AMP Psalm 1:1
Ephesians 5:17 Psalm 16:7 AMP
John 10:27 NIV Psalm 73:24
Psalm 5:12 Proverbs 15:22 NIV
Psalm 115:14 Job 22:28
Daniel 2:21-23 AMP


Source: Prayers That Avail Much by Germaine Copeland.
Excerpt permission granted by Harrison House Publishers