If you are in debt, then you can exercise your authority as a child of God and call your debts paid. Jesus said, "If you had faith (trust and confidence in God) even [so small] like a grain of mustard seed, you could say to this mulberry tree, Be pulled up by the roots, and be planted in the sea, and it would obey you." (Luke 17:6 AMP)

Think about it: paper money, notes, and mortgages are made out of trees and Jesus said the tree would obey your faith filled words. Philippians 2:9 says that God has highly exalted Jesus and given Him a name above every name. Verse 10 says, That at the name of Jesus every knee should bow, of things in heaven, and things in earth, and things under the earth.

Jesus has given us the right to use His name. Speak to your finances and tell them to come in line with God’s Word. The declarations listed below will enable you to take authority over financial issues by putting the creative power of God’s Word in your heart and in your mouth. You, too, can speak to the mountain and see it removed!

DECLARATIONS*
*To be spoken boldly and authoritatively with emphasis on capitalized words.

To Eliminate Debt

Take copies of mortgages, notes, credit card debt, past due bills, delinquent taxes, and other papers representing your debt, and lay them out before you. Boldly declare on the authority of God’s Word:
In Jesus’ name and on the authority of His Holy Word, I call these debts PAID IN FULL! Debt, I speak to you in Jesus’ name: BE PAID and BE GONE! Dematerialize and CEASE TO EXIST! I now declare that all my debts, mortgages, and notes are PAID IN FULL, CANCELLED, or DISSOLVED!

To Collect Money Owed to You, or Accounts Receivable
If there are people who owe you money or clients who owe your business money, you can loose those finances to flow to you. Make a list of those people, businesses, or organizations. Place the list in front of you, lay your hands upon it, and declare:
Jesus said whatever I loose on earth is loosed in heaven; therefore, I LOOSE the finances that are owed to me. I call this money in so that these accounts are PAID in Jesus’ name! (Matt. 18:18.)

Timely Payment of Monthly Bills
Put your bills in a stack. Lay your hands upon them, and declare out loud:
God supplies all my needs according to His riches in glory by Christ Jesus. God is the source of my supply, and I have more than enough to pay my bills on time. BE PAlD IN FULL! (Phil. 4:19.)

To Sell Property
Make certain that the price you are asking is a fair exchange. Proverbs 20:23 says that deceitful weights (used to measure worth) and false scales are shamefully vile to God. You can talk to your property and say to it:
Listen to me. I am talking to you. Jesus said you would obey me. You are going to be a blessing to someone and I call you SOLD IN JESUS’ NAME!

To Buy Property
I call those things that be not as though they were. I now call the property that fits my needs and desires and will be a blessing to me. I CALL YOU TO ME NOW IN JESUS’ NAME! I declare that God’s highest and best is done in this matter and the angels are now working on my behalf (Rom. 4:17.)

To Remove Hindrances
God, Your Word says that whatever I bind on earth is bound in heaven and whatever I loose on earth is loosed in heaven. Therefore, on the authority of Your Word, I bind every force that has set itself against my financial prosperity! I HEREBY DECLARE ALL CURSES AGAINST ME NULL, VOID, AND HARMLESS! I AM REDEEMED FROM THE CURSE OF POVERTY! I AM FREE FROM OPPRESSION! I now loose the abundance of God, and all that rightfully belongs to me now comes to me under grace in a perfect way.

Calling Things That Are Not To Increase Your Paycheck
As an employee, you act in faith by performing your job with the highest integrity and diligence. Act as if you are a highly paid employee. If possible, tithe in faith in advance for your raise or promotion. Hold your paycheck or stub in your hand, and say:
Heavenly Father, I call for a raise as I honor You with the firstfruits of my increase. I give thanks for this job and bless my employer. I now declare that this check is multiplied and increased. I am now richly rewarded for my work, both creatively and financially. (Prov. 3:9-10.)

To Increase Your Investments and Bank Accounts
Make a list of your investments and bank accounts, or use bank statements. Place them in front of you and proclaim:
I call for abundance as I honor the Lord with my capital and sufficiency. My storage places (investments and bank accounts) are filled with plenty, and my presses burst forth with new wine. I am abundantly supplied. (Prov. 3:9-10 AMP.)

For Employment
I now dissolve and put aside all negative, limiting beliefs about where I will work and what kind of job is available to me. I open myself to all of God’s possibilities. I call for a perfect, satisfying, well-paying job to manifest in my life. I am always in the right place at the right time, for the Spirit of God directs my steps. (Prov. 16:9; Rom. 5:17.)

Watch Your Words
It is vital that you speak only the end result and what you desire. Don’t counteract the declarations you have spoken in faith. Manifestations may not come immediately. Hold fast to your confession. Do not speak contrary or foolish words. Say what you mean, and mean what you say. Speak as if every word you say will come to pass. You can fill your heart and mouth with faith by daily voicing scriptural confessions. (Heb. 10:23; Rom. 10:8.)

Source: God's Creative Power For Finances by Charles Capps.
Excerpt permission granted by Harrison House Publishers