Are You Managing Your Gifts?

by | Devotions for Working Women

Matthew 25:15 (NLT)
He gave five bags of gold to one, two bags of gold to another, and one bag of gold to the last—dividing it in proportion to their abilities—and then left on his trip.


This is the story of a master who entrusted his gold to his servants. In this story Jesus states two things clearly: 1) He gives something to every person to manage on His behalf while He is gone, and 2) He gives these responsibilities according to every person’s individual abilities. Nevertheless, to Him it is equally important that every person manages what He gives to their best of their ability.

The first step you need to do in order to manage God’s gifts in your life is recognize the gifts come from Him. He gives both natural gifts, as well as spiritual gifts, to every person He creates. The second step is to be grateful for what you have and don’t compare your gifts to anybody else’s. Don’t be proud and ask God why He only gave you this or that or so few while He gave all these other gifts to somebody else. You don’t have the right to ask. He has, however, the right to give whatever He wants to whomever He wants as the Creator.

The third step is to develop each and every gift He gave you. This is “investing” and “growing” His gold.

Finally, we are to live our lives as if He, our Master, is coming back today to ask us how we managed what He entrusted us with. Our goal should be to hear His words: “Well done, my good and faithful servant. You have been faithful in handling this small amount, so now I will give you many more responsibilities. Let’s celebrate together!” (Matthew 25:23 NLT).

Source: Devotions for Working Women by Marcia Malzahn.
Excerpt permission granted by Marcia Malzahn
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Marcia Malzahn (Marci) was born in Nicaragua, Central America. In 1979 she left Nicaragua due to a revolution and moved to the Dominican Republic and lived there for seven years. Marcia moved to Minnesota in 1986 and started a career in banking with Marquette Banks that continued for the next thirteen years in the areas of Cash Management, Private Banking, and Retail Banking. In 1995 Marcia became the first Online Banking Specialist in the Twin Cities.

In 1999, she moved to the IT field and started working for Living Word Christian Center (LWCC), a non-profit 501(c)3 organization. At LWCC, she held the positions of Y2K Project Manager, Director of IT, Associate in charge of Finance, Human Resources and IT, and was Corporate Assistant Secretary of the Board. She managed a budget of $31.5MM and 28 employees.

In January 2005, Marcia moved back to the banking field and helped start a new bank in Edina, MN, Tradition Capital Bank, now at over $400 million in assets. From 2005 to 2013, Marcia was the Executive Vice President, Chief Operating Officer, and Chief Financial Officer of the bank. In January, 2014, Marcia’s role changed to EVP/COO and was promoted to Chief Risk Officer. Marcia was also the Corporate Secretary of the bank’s Board and of the holding company’s Board.

In October 2014, Marcia started her own bank consulting firm, Malzahn Strategic, focusing on Strategic Planning, Enterprise Risk Management, and Talent Management for community banks. Marcia is also a public speaker and speaks on motivational/inspirational/leadership topics as well as banking topics such as Enterprise Risk Management. She holds an Associates of Arts degree from North Hennepin Community College and graduated with a B.A. in Business Management from Bethel University. Marcia also graduated from the Graduate School of Banking in Madison, WI.

Marcia is involved in the community. She was a member of Financial Women International for sixteen years and held several board positions including president of the local group and of the District. She is a member of the Minnesota Women Economic Roundtable and served as treasurer for two years. Marcia is also chair of the Board of Big Brothers Big Sisters of the Greater Twin Cities. Marcia has also volunteered in other organizations including Matter, Pulse Movement, Opportunity International, Way to Grow, Feed My Starving Children, HopeKids, Meals on Wheels, and Farmers Market Youth Project.

Marcia was the recipient of many awards including:
• 25 On The Rise award given by the Hispanic Chamber of Commerce in December, 2005.
• Forty Under 40 award given by the Minneapolis/St. Paul Business Journal in May, 2006
• Virginia D. H. Furman Outstanding Woman of the Year award from Financial Women International in September, 2006
• Top Women in Finance award from Finance and Commerce Newspaper in November, 2008
• Outstanding Women in Banking award given by the North Western Financial Review magazine in November, 2009

Marcia is the author of her book Devotions for Working Women – A Daily Inspiration to Live a Successful and Balanced Life published in 2006. Marcia published her second book The Fire Within – Connect Your Gifts with Your Calling in October 2015. Marcia and her husband Tim live in Minnesota and have two children: Nicole and Patrick. Marcia enjoys spending time with her family, working out, singing, writing, and public speaking.

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