To the faithful you show yourself faithful; to those with integrity you show integrity. To the pure you show yourself pure, but to the wicked you show yourself hostile.
Sometimes we wonder if it’s worth it to be faithful to God, to be people of integrity, and to have a pure heart. We see the wicked obtain victory after victory and enjoy all the benefits this world has to offer. We see corrupted people become successful in the corporate world. We see people who don’t love God become influential and powerful. We almost envy them and want to give up our sacrificial lifestyle. But we must not give up.
It is a promise of God that He is faithful to those who are faithful to Him and are committed to living a godly life. Being a person of integrity does pay off in the long run—even here in the world. The truth always comes out in the end, and all those people who don’t have morals or integrity in business eventually fall. It is only a matter of time. They will only get to enjoy their worldly success and fame for a short season. Besides, what is this life compared to eternity? It’s nothing but a vapor! It is just a brief moment in our eternal existence.
The wicked are the ones that reject God and His Son Jesus. They have a destiny too and it is not heaven; it is hell—eternal damnation and separation from God.
How you live this life and the decisions you make here will determine your eternal destiny. There is one major decision that I hope you will make in your life time. That decision is to become a follower of Jesus Christ—the one and only that will take you to the Father. Giving your life to Him will ensure your salvation and your eternal destiny with Him.
Excerpt permission granted by Marcia Malzahn.
Marcia Malzahn (Marci) was born in Nicaragua, Central America. In 1979 she left Nicaragua due to a revolution and moved to the Dominican Republic and lived there for seven years. Marcia moved to Minnesota in 1986 and started a career in banking with Marquette Banks that continued for the next thirteen years in the areas of Cash Management, Private Banking, and Retail Banking. In 1995 Marcia became the first Online Banking Specialist in the Twin Cities.
In 1999, she moved to the IT field and started working for Living Word Christian Center (LWCC), a non-profit 501(c)3 organization. At LWCC, she held the positions of Y2K Project Manager, Director of IT, Associate in charge of Finance, Human Resources and IT, and was Corporate Assistant Secretary of the Board. She managed a budget of $31.5MM and 28 employees.
In January 2005, Marcia moved back to the banking field and helped start a new bank in Edina, MN, Tradition Capital Bank, now at over $400 million in assets. From 2005 to 2013, Marcia was the Executive Vice President, Chief Operating Officer, and Chief Financial Officer of the bank. In January, 2014, Marcia’s role changed to EVP/COO and was promoted to Chief Risk Officer. Marcia was also the Corporate Secretary of the bank’s Board and of the holding company’s Board.
In October 2014, Marcia started her own bank consulting firm, Malzahn Strategic, focusing on Strategic Planning, Enterprise Risk Management, and Talent Management for community banks. Marcia is also a public speaker and speaks on motivational/inspirational/leadership topics as well as banking topics such as Enterprise Risk Management. She holds an Associates of Arts degree from North Hennepin Community College and graduated with a B.A. in Business Management from Bethel University. Marcia also graduated from the Graduate School of Banking in Madison, WI.
Marcia is involved in the community. She was a member of Financial Women International for sixteen years and held several board positions including president of the local group and of the District. She is a member of the Minnesota Women Economic Roundtable and served as treasurer for two years. Marcia is also chair of the Board of Big Brothers Big Sisters of the Greater Twin Cities. Marcia has also volunteered in other organizations including Matter, Pulse Movement, Opportunity International, Way to Grow, Feed My Starving Children, HopeKids, Meals on Wheels, and Farmers Market Youth Project.
Marcia was the recipient of many awards including:
• 25 On The Rise award given by the Hispanic Chamber of Commerce in December, 2005.
• Forty Under 40 award given by the Minneapolis/St. Paul Business Journal in May, 2006
• Virginia D. H. Furman Outstanding Woman of the Year award from Financial Women International in September, 2006
• Top Women in Finance award from Finance and Commerce Newspaper in November, 2008
• Outstanding Women in Banking award given by the North Western Financial Review magazine in November, 2009
Marcia is the author of her book Devotions for Working Women – A Daily Inspiration to Live a Successful and Balanced Life published in 2006. Marcia published her second book The Fire Within – Connect Your Gifts with Your Calling in October 2015. Marcia and her husband Tim live in Minnesota and have two children: Nicole and Patrick. Marcia enjoys spending time with her family, working out, singing, writing, and public speaking.

